Affordable Medicare Health Plans
Medicare Advantage (Part C)
Medicare Advantage plans offer an all-in-one alternative to Original Medicare. They combine hospital (Part A) and medical (Part B) coverage, often including additional benefits like vision, dental, and prescription drugs. These plans are provided by private insurance companies approved by Medicare and may offer lower out-of-pocket costs compared to Original Medicare.
Medicare Supplement (Medi-Gap)
Medicare Supplement plans help cover costs not paid by Original Medicare, such as copayments, coinsurance, and deductibles. These policies, sold by private companies, help reduce out-of-pocket expenses, providing financial predictability. Medigap plans work alongside Original Medicare and do not include prescription drug coverage.
Medicare Prescription Plans (Part D)
A PDP, or Medicare Part D plan, specifically covers prescription medications. These plans are offered by private insurance companies and can be added to Original Medicare, Medicare Supplement plans, or certain Medicare Advantage plans without drug coverage. They are also combined with many Medicare Advantage Plans. PDPs help lower prescription costs and provide coverage for a wide range of medications.
Life insurance
Whole Life
Final Expense
Final Expense
Whole life insurance provides lifetime coverage with a guaranteed death benefit and cash value accumulation. Premiums remain fixed, and the policy builds cash value over time, which can be accessed through loans or withdrawals. It's a reliable way to ensure your loved ones are financially protected.
Final Expense
Final Expense
Final Expense
Final expense insurance is designed to cover end-of-life expenses, including funeral costs, medical bills, and other outstanding debts. These smaller, affordable policies help ease the financial burden on loved ones during a difficult time.
Term Life
Final Expense
Mortgage Protection Guide
Term life insurance offers coverage for a specified period (such as 10, 20, or 30 years) and provides a death benefit if the insured passes away during the term. It's an affordable option for protecting your family's financial future, especially when covering temporary needs like a mortgage or income replacement.
Mortgage Protection Guide
Mortgage Protection Guide
Mortgage Protection Guide
Mortgage protection insurance is designed to pay off or reduce your mortgage balance if you pass away unexpectedly. It ensures that your family can stay in their home without the financial burden of continuing mortgage payments. Typically offered as a term policy, it provides peace of mind and security for homeowners.
Indexed Universal Life
Mortgage Protection Guide
Indexed Universal Life
An IUL combines life insurance protection with cash value growth linked to a market index (like the S&P 500). It offers flexible premiums, tax-advantaged growth, and the opportunity to build wealth while providing a financial safety net for your family. This is a great product to secure your child's future!
Long Term Care
Mortgage Protection Guide
Indexed Universal Life
Long-term care insurance helps cover the costs of care not typically covered by health insurance, Medicare, or Medicaid. It pays for assistance with daily living activities, such as bathing and dressing, whether at home, in assisted living, or in a nursing facility.
Meet our team
Ronald Crockett
Rolanda Moody-Brown
Ronald Crockett
Ron is a Licensed Insurance Agent who is on Medicare himself, giving him a personal understanding of the questions and concerns many beneficiaries face. He truly enjoys helping people navigate their health plan options and takes pride in making Medicare easier to understand.
In addition to Medicare, Ron is also experienced in Final Expens
Ron is a Licensed Insurance Agent who is on Medicare himself, giving him a personal understanding of the questions and concerns many beneficiaries face. He truly enjoys helping people navigate their health plan options and takes pride in making Medicare easier to understand.
In addition to Medicare, Ron is also experienced in Final Expense policies, helping families plan ahead and protect their loved ones from unexpected costs.
Ron is patient, knowledgeable, and passionate about serving others — and he’d love to help you find coverage that fits your needs.
Livia Reyna
Rolanda Moody-Brown
Ronald Crockett
Livia is a Licensed Insurance Agent with over 15 years of experience helping Medicare beneficiaries, having worked in the Medicare field since 2009. She is fully bilingual (English & Spanish) and proudly serves clients throughout the Houston area.
Livia is known for her expertise, patience, and commitment to educating her clients so they
Livia is a Licensed Insurance Agent with over 15 years of experience helping Medicare beneficiaries, having worked in the Medicare field since 2009. She is fully bilingual (English & Spanish) and proudly serves clients throughout the Houston area.
Livia is known for her expertise, patience, and commitment to educating her clients so they can make confident healthcare decisions. She takes the time to understand each person’s unique needs and works diligently to find coverage that truly fits.
With her deep Medicare knowledge and compassionate approach, Livia is a trusted resource for individuals and families navigating their health plan options.
Rolanda Moody-Brown
Rolanda Moody-Brown
Rolanda Moody-Brown
Rolanda is a Licensed Insurance Agent with a strong background in both real estate and life insurance, bringing a well-rounded perspective to helping clients protect what matters most. She is highly experienced in the insurance industry and genuinely loves helping people find solutions that fit their unique needs.
Rolanda is known for her
Rolanda is a Licensed Insurance Agent with a strong background in both real estate and life insurance, bringing a well-rounded perspective to helping clients protect what matters most. She is highly experienced in the insurance industry and genuinely loves helping people find solutions that fit their unique needs.
Rolanda is known for her caring approach, professionalism, and dedication to her clients. She takes the time to listen, educate, and guide individuals and families through their coverage options with confidence and clarity.
With her diverse experience and passion for service, Rolanda is a valuable resource for anyone looking for trusted insurance guidance.